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In this section, you’ll find actual questions and answers that have come up in our Insurance Sales Queen Facebook Community. These cards are designed to help you refine your skills as an insurance agent.
Here's how to make the most out of it:
• Read the question carefully. Before clicking on the card, take a moment to think about what the answer might be based on your experience or knowledge. Reflect on possible answers.
• Click or tap the card to reveal the answer and compare it with your thoughts.
• Use this as a learning opportunity to deepen your understanding. Consider it a fun, interactive way to test and sharpen your agent skills.
Happy learning! 💯
Q:
To find the replacement cost, you need the square footage and the $ per square feet.... does that include a finished basement.
And do you add the square footage for a built in garage? And a deck?
Is it all living space or only finished living space you use to find the replacement cost?
A:
You only include finished living area. Traditionally, you can confirm these on Zillow and redfin. Check your resources and agency preferences. Garages and decks will be itemized.
Q:
While training... on quote the applicant's coverage a on dwelling had to be increased, from what they carry now. Not sure why? They already do carry 80%.
Isn't that all they need?
A:
Sometimes homeowners have been with the company for so long that their dwelling coverage is outdated.
When our clients go shopping for a new policy, often times dwelling coverage A needs to be adjusted to current market prices on things like nails, wood and labor (as an example).
⭐️ For example: Carriers traditionally don’t want to rebuild a 5 bedroom home with a 4 bedroom budget. 🏠
It depends on the company.
Q:
How do I know what I need for CE requirements?
I am new in the industry, I have been in the field 4 months now and I am still catching things.
I want to be all up to date. I am very organized and I like to be ahead.
A:
You’ll check your state department website.
Many carriers offer continuing education for free or you can go to WebCE.
Please remember that these answers are personal opinions and experiences—they are not professional legal or financial advice.
Yes, achieving 40 sales within your first 90 days at State Farm is possible, but there are factors to consider. Success depends largely on the type of work you do, like whether you’re solely in sales or also handle service tasks.
It's common to start with training, making the first month a bit slower. Location, office support, and lead generation play roles too—those in smaller towns or without marketing support may find it more challenging.
While it’s an ambitious target for beginners, many experienced agents consistently reach or exceed 30 sales monthly, and with dedication and a focus on understanding the quoting process, it’s attainable.
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